Application Criteria
Strawberry Meadows Townhomes Applicant Criteria
Thank you for choosing Strawberry Meadows as your potential new home. We are delighted that you are interested in our community and the following resident selection criteria is being provided to identify the evaluation process through which your application will be processed.
It is the policy of Strawberry Meadows Townhomes to comply with all applicable federal, state, and local fair housing laws and not discriminate against any person based on race, color, religion, sex, family status, national origin, handicap/disability, or any other basis protected by state or local law.
It is the policy of Strawberry Meadows Townhomes to consider any and all requests for reasonable accommodations or modifications when they are necessary to provide a person with a disability an equal opportunity to use and enjoy their apartment home and/or the community common areas.
The acceptance and processing of the rental application and its application fee does not constitute a guarantee of acceptance for housing. All applicants must meet the itemized criteria listed below to be considered for tenancy. All documentation requested during the application process must be submitted immediately. Failure to supply information or documentation within forty-eight (48) hours of the request may result in an application being rejected.
Application Fees/Holding Deposits
Application fees are $45.00 for every application processed. Application fees are non-refundable and cover the costs of obtaining information about you, including but not limited to the cost of using a tenant screening service or a consumer credit reporting service and the reasonable time spent to validate, review, or otherwise process your application. Application fees are deposited on the same business day.
Acceptable forms of payment for the holding deposit and application fee: Cash is never accepted
CREDIT CARD
Rental Application
All persons eighteen (18) years of age or older, and those deemed to be an adult under applicable law with respect to the execution of contracts, will be required to complete their own separate application. Only applications that are fully completed and signed will be processed for consideration. An applicant's intentional misrepresentation or intentional omission of any information on the application will be sufficient reason for rejection of the application.
Occupancy Guidelines
In accordance with the following guideline, the household composition must be appropriate for the apartment size in which the household is applying.
BEDROOM SIZE 2,3
MAXIMUM PERSONS 5,7
Adding unauthorized occupants, without first obtaining management approval, is considered a violation of the lease.
Rental Scores
The approval of credit is based on rental scores. Rental scores are relied upon to estimate the relative financial risk of leasing an apartment to you. Scores are calculated using a weighted average of factors, and your rental score results from a mathematical analysis of information found in your credit report and application. Such information may include your bill-paying history, the number and type of accounts you have, open bankruptcies, unpaid utility bills, collection actions, charge-off, repossession, eviction histories, outstanding debt, income relationships (rent-to-income and debt-to-income ratios), and other attributes that reflect on your qualifications to meet the terms of your lease.
The rental scoring system used was created for the purpose of treating all applicants consistently and impartially, without regard to subjective criteria.
Income
All households must have verifiable gross income of at least 3 times the monthly rent amount. Income must be legal and verifiable. Written verification and proof of all income includes, but is not limited to, current and consecutive pay stubs, social security or other retirement income, verification of welfare, disability, or SSI, income tax returns, unemployment benefits, worker's compensation payments, bank statements, and trust accounts. Applicants not meeting the income-to-rent ratio may be required to pay an increase to the security deposit or obtain a co-signer.
Rental History
Each applicant must have recent, consecutive, and a minimum of 12 months month(s), verifiable third-party or mortgage payment history. Note: Applicants living with family members will not be considered as having third-party rental history. Applicants not having verifiable third-party rental or mortgage history may be required to pay an increased security deposit or obtain a co-signer.
Applications may be denied for the following reason:1)An outstanding debt to a previous landlord2)A public record of an unlawful detainer action or an eviction3)A breach of a prior lease including failure to pay rent timely and non-compliance with rules, laws and regulations
Criminal History
A criminal background check may be conducted for all persons eighteen (18) years of age or older. Applicants with prior convictions for manufacture of distribution of controlled substances will result in a denial of the application. In addition, applicants may be rejected for convictions related to offenses for drug use, fraud, property destruction, property theft, sex offenses, and violence.
An individualized assessment will be conducted to determine whether the applicant poses a direct threat to others or property prior to making a final decision on whether to accept or deny the application. The individualized assessment will take into account relevant mitigating information such as (1) the facts or circumstances surrounding the criminal conduct; (2) the age of the individual at the time the conduct occurred; (3) evidence that the individual has maintained a good tenant history before and after the conviction or conduct; and (4) evidence of rehabilitation efforts.
Personal Liability Insurance
This community does require personal liability insurance. Approved households may be required to carry a Personal Liability Insurance Policy. The coverage limit for the personal liability insurance must be maintained at not less than $300,000.00, per household. You may obtain this through the property program or through the insurance company of your choice.
Photo Identification
All applicants will be required to show a government-issued photo identification to confirm identity. If an applicant's identification cannot be verified, it is grounds for rejection.
Pets
Applicants must fill out a Pet Application and follow the Pet Acceptance Criteria established for the community. Please visit the pet policy tab for more information.
Smoking
This community is a smoke free community. If the apartment home or any part of the community is smoke free, the resident, members of the resident's household, or resident's guests or visitors, shall not smoke anywhere prohibited and identified in the Smoke Free Addendum.
Category: Ability to Pay Rent
Minimum Monthly Gross Income-to-Rent Ratio: 3x the monthly rent amount
Indicator: The ratio should be high enough to cover rent comfortably, leaving sufficient income for taxes and living expenses.
Applicant Scores:
AI Score 1-639: Recommendation - Decline
AI Score 640-1000: Recommendation - Accept
Guarantors (or Cosigners):
AI Score 1-699: Recommendation - Decline
AI Score 700-1000: Recommendation - Accept
No Credit: Pass Conditional
No rental History: Decline
Collections over $500, Foreclosures, Utility Collections, and Property Collections: Denied
Definition: Collections are considered for accounts grossly delinquent for over 90 days.
Bankruptcy Permitted: Pass Conditional if over 5 years
Bankruptcy Clearance: If cleared, applicants can pass this criterion.
Landlord Tenant Court Records:
Denied
Category: Criminal History - Felony and Misdemeanor Convictions
Felony: Fail
Misdemeanor: Ability to pass conditionally